How It Works

You are only two clicks from receiving a loan. When you send your application, our network quickly processes it and gets back to you in a matter of minutes. The whole process is electronic, so there is no need for documents, employment stubs, utility bills, and etc. Your application is free of charge. You will know immediately about the status of your application. The application is FREE of charge (no hidden or extra fees). gives you a platform to apply for a low cost payday loan. We are one of the largest network of lenders in ther USA, UK and Canada specializing in rendering financial services, such as payday loans or online cash advances. In order to receive a payday loan all you need to do is:

  1. Read and complete an online application form. You need to fill in each field accurately to be eligible for a loan.
  2. Our network will contact you to discuss details. You may decline the offer or withdraw your application at any time.
  3. The network deposits a loan in your bank account.

Your application is processed in real time. You will hear from us shortly after.


In order to qualify you need to meet the following requirements:

  • You must have a regular income (any type of income will do – ssi, unemployment benefits, pension, disability, etc.)
  • You must be 18 +
  • You must have a checking or savings account (If you have no bank account, follow the instructions on the application)

Do people with bad credit qualify?

The answer is Yes. People with bad credit history or having all kinds of credit problems (many bounced-checks, charge-offs and etc.) still qualify and are approved for an online cash loan.

You can get from $100 up to $1,000 + . The terms and conditions are discussed directly with you upon approval.