Administrative Services Only (Not Lending Services)
Any loan-matching request You submit via this Website is NOT an application for credit, a loan application, or any such request. Rather, it is a request to be matched with lenders to receive conditional loan offers from said Lenders. To be clear, Loans200.com is a computerized short-term loan matching service only and does not make loans of any sort. Loans200.com contracts with certain short-term or ‚?opayday‚?ù loan providers (‚?oLenders‚?ù) who assess loan applications according to their own criteria. Any data or information You voluntarily choose to provide will be assessed by the Lenders without independent assessment or input from Loans200.com. Therefore the data and other information You may choose to provide is not and should not be considered to be an application for a loan or a request to be pre-approved or pre-qualified for a loan, or any similar concept, as originating from Loans200.com. In this regard Loans200.com provides only administrative services that facilitate a match between eligible prospective borrowers and a subset of the existing available Lenders. Since Loans200.com does not establish the terms upon which Lenders accept or reject loan applications, Loans200.com cannot guarantee acceptance into any particular loan program. Any data or information You choose to provide will be forwarded to the Lenders who will then contact You, at their discretion, should they need any follow-up before they can accept or reject a loan application. Loans200.com is not a lender and does not take loan applications, make loan or credit decisions in connection with loans, nor does Loans200.com issue loan commitments or interest rate lock-in agreements. Loans200.com is not an agent of You, of any participating Lender, or of any third-party provider of any type. BY YOUR CONTINUED ACCESS, BROWSING AND/OR USE OF THIS WEBSITE, YOU ACKNOWLEDGE THAT Loans200.com‚?TS SERVICES ARE ONLY ADMINISTRATIVE IN NATURE AND DO NOT CONSTITUTE LENDING SERVICES OF ANY VARIETY DESPITE WHAT THE LAW MAY OR MAY NOT SAY IN YOUR JURISDICTION.
Any request to be matched with Lenders that You submit through the Website shall be forwarded to select Lenders, and these Lenders shall make certain disclosures to You subject to applicable law. Loans200.com does not warrant, guarantee, certify, endorse, or otherwise claim affiliation with or verify the contents of any disclosures made by said Lenders. Should You have questions regarding any disclosures made by the Lenders, You are encouraged to direct such questions to the Lenders themselves. If the Lenders cannot address Your concerns to Your satisfaction, You are then encouraged to contact an attorney to discuss your concerns to Your satisfaction prior to engaging in any loan transaction. BY YOUR CONTINUED ACCESS, BROWSING AND/OR USE OF THIS WEBSITE, YOU ACKNOWLEDGE THAT Loans200.com‚?TS OBLIGATIONS TO YOU WITH RESPECT TO MAKING DISCLOSURES UNDER ANY APPLICABLE LENDING LAW,SHOULD SUCH OBLIGATIONS EXIST, HAVE BEEN SATISFIED.
Loans200.com does not charge You a fee for any of its services but rather receives its compensation from the Lenders. Loans200.com‚?Ts compensation may vary depending upon the specific loan that results from Your having provided information to the Lender through the Website. Rates of compensation from said Lenders may also vary on other factors and are subject to change from time to time. Loans200.com therefore is not in the routine habit of disclosing the details of its compensation mechanisms to visitors of the Loans200.com Website. Should You have any questions regarding the fee paid to Loans200.com by any Lender who offers You a loan, You are encouraged to direct any questions to that Lender.
Non-Endorsement of Lenders:
Loans200.com is not a lender and does not make loans or credit decisions in connection with loans. Loans200.com does not endorse or recommend the products or services of any particular lender, even if that lender is among the Lenders to which your information is submitted, should you choose to request to be matched to lenders by accessing the appropriate portions of this Website. You should rely upon your own judgment and, if necessary, advice of counsel should you decide to accept a loan offer from one or more of the Lenders to which Loans200.com matches You. You understand that Lenders may keep your loan request information and any other information provided by Loans200.com or received by them in the processing of your loan-matching request submitted through this Website, whether or not You are qualified for a loan with them or if you make a loan with them. You agree to notify any particular Lender directly if you no longer wish to receive communications from them.
Informational Purposes Only:
The Website and other materials provided or published by Loans200.com may from time to time contain information related to various financial, credit, lending, consumer, political, economic, and social issues or conditions that may affect consumers generally and consumers of payday loan services in particular. These materials, as with all content appearing on the Website, are meant for informational purposes only. YOU AGREE THAT IN NO FASHION WHATSOEVER DO YOU CONSIDER ANY information within the Services or any other content available on the Website TO BE an acceptable substitute for PROFESSIONAL INVESTMENT advice OR PROFESSIONAL FINANCIAL PLANNING SERVICES.You agree not to rely solely upon the Services or any other content available on the Website for investment advice or financial planning services. If You have or suspect that You have a need for investment advice or financial planning services, You should consult a trained investment advisor or professional financial planner to determine what courses of action, if any, may be appropriate for You.
The Website is available only to entities and persons over the legal age of majority for the purpose of forming binding contracts as defined by applicable law. If You are not of the legal age of majority for the purpose of forming binding contracts, You are not permitted to use the Website. Under no circumstances is the Website available to persons under thirteen (13) years of age. If You are not at least thirteen (13) years of age, You are not permitted to use the website.
Limited to Consumers in the U.S.:
Various products or services listed on the Website may not be available in all countries, may be known by different names, or be subject to different regulations from country to country. Loans200.com and the Lenders with whom Loans200.com works expressly reserve the right to discontinue, suspend, or terminate the offering of any loan product in any specific state through the Website at any given time, without prior notice.
Restrictions on Use:
In addition to the other restrictions set forth in these Terms, You agree that:
You will not use or access any service, information, application, or software available through the Website in a manner not explicitly permitted by Loans200.com;
Certain areas of the Website may be restricted only to customers, suppliers, vendors, agents, investors, or other business partners of Loans200.com;
You may not use or access the Website or the Services in any way that, in Loans200.com‚?Ts sole judgment, adversely affects the performance or function of the Website or the Services or otherwise interferes with ability of authorized parties to access the Website and the Services; and
You may not frame or utilize any framing techniques or technologies to enclose any portion or aspect of the Website or the Services on another Internet website or other computer network, without the express prior written permission of Loans200.com.
Limitation of Liability:
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL Loans200.com OR ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM OR IN CONNECTION WITH THE USE OF OR THE INABILITY TO USE THE WEBSITE OR THE SERVICES OR ANY CONTENT CONTAINED ON THE WEBSITE OR WITHIN THE SERVICES, OR, EXCEPT AS OTHERWISE PROVIDED UNDER APPLICABLE LAWS AND REGULATIONS REGARDING THE SECURITY OF PERSONAL DATA, RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR OTHER INFORMATION THAT IS SENT OR RECEIVED OR NOT SENT OR RECEIVED, INCLUDING BUT NOT LIMITED TO, DAMAGE FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES, EVEN IF Loans200.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE PARTIES ACKNOWLEDGE THAT THIS IS A REASONABLE ALLOCATION OF RISK, EVEN IF Loans200.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS OF SPECIFIC LIABILITIES. THE ABOVE LIMITATIONS THEREFORE MAY NOT APPLY TO YOU. Loans200.com‚?TS LIABILITY IN SUCH CASE WOULD BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Waiver of Warranty:
Private Arbitration & Other General Provisions:
All claims must be brought in an individual capacity and by using this site all parties agree that they may not join or file their claims in a representative or class proceeding, or become a member or leader of any class action. All claims must be addressed through arbitration and all parties give up their right to use the court system, except to enforce any arbitration award. Class actions are express waived by all parties. This section and its requirement to arbitrate shall survive any termination or expiration of the relationship.